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Old 20-07-2007, 12:10 AM   #1 (permalink)
Cool79
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Default Do u want to retire early? how do u plan for it?

Do u get a FA from an insurance company or invest in the stock market?

y i choose stock market?

easy ans. since i am still young, havent got the 3 in front. we have long time to gain money right? dat is what a FA will tell u also.

Stock market is more transparent. u can see the price everyday. drop or rise. but those UT le? or even worst, those insurance plans or bankers 1 le.... i remember u need to call them n sign then u can sell, then have to wait a few days then the deal is done. later a few days later the UT drop then how? lppl?

I am not goin to let them happen to me again.

plus the sales charges are high. now i think is 3%
10k of 3% is 300 liao le.... n in 1 yr gain how much? maybe 1k or best 2k. stock market? i think more than dat liao lo....
with near to 4 mths i gain 3k. if i never go n anyhow play warrant, my profit now is 8k liao.

n if u really want to get UT, don get from the insurance guys, get from copany like fundsupermart. lower sales charges. poems also charge quite low. like 1%. not veri sure abt UT as i don invest in UT. will look to UT when i have more CPF.... all my CPF now gone to the insurance plan.... hai...
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Old 20-07-2007, 12:12 AM   #2 (permalink)
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Default Re: Do u want to retire early? how do u plan for it?

Similiar thread already posted. You may want to continue the discussion there.


http://www.sgclub.com/singapore/plan...egy_20818.html

All posts made are of subjective nature by default, unless explicitly mentioned. I am afterall still human.
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Old 20-07-2007, 12:19 AM   #3 (permalink)
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Default Re: Do u want to retire early? how do u plan for it?

okie
will contince from there
thanks
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