roxiss

Received this as an email...Don't know if it's just another email hoax but i thought such scams can really happen. So to all credit card users, be careful...
SCENE 1
This is a new one.

People sure stay busy trying to cheat us, don't they?

A friend went to the local gym and placed his belongings in the locker. After the workout and a shower, he came out, saw the locker open, and thought to himself, "Funny, I thought I locked the locker. Hmm, "He dressed and just flipped the wallet to make sure all was in order. Everything looked okay - all cards were in place. A few weeks later his credit card bill came - a whooping bill of $14,000!

He called the credit card company and started yelling at them, saying that
he did not make the transactions. Customer care personnel verified that there was no Mistake in the system and asked if his card had been stolen. "No," he said, but then took out his wallet, pulled out the credit card,
and yep - you guessed it - a switch had been made. An expired similar credit card from the same bank was in the wallet. The thief broke into his locker at the gym and switched cards.

Verdict: The credit card issuer said since he did not report the card
missing earlier, he would have to pay the amount owed to them.

How much did he have to pay for items he did not buy?
$9,000! Why were there no calls made to verify the amount swiped? Small amounts rarely trigger a "warning bell" with some credit card companies.
It just so happens that all the small amounts added up to big one!

SCENE 2.
A man at a local restaurant paid for his meal with his credit card.
The bill for the meal came, he signed it,and the waitress folded the receipt
and passed the credit card along. Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another person.

He called the waitress and she looked perplexed. She took it back, apologized, and hurried back to the counter under the watchful eye of the man. All the waitress did while walking to the counter was wave the wrong
expired card to the counter cashier, and the counter cashier immediately
looked down and took out the real card. No exchange of words --- nothing! She took it and came back to the man with an apology.

Verdict:
Make sure the credit cards in your wallet are yours. Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.

Many people just take back the credit card without even looking at it, assuming" that it has to be theirs

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

SCENE 3:
Yesterday I went into a pizza restaurant to pick up an order that I had called in. I paid by using my Visa Check Card which, of course, is linked directly
to my checking account. The young man behind the counter took my card, swiped it, then laid it on the counter as he waited for the approval, which is pretty standard procedure. While he waited, he picked up his cell phone and started dialing. I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary. Then I heard a click that sounded like my phone sounds when I take a picture. He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on. It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing. He set his phone on the counter, leaving it open. About five seconds later, I heard the chime that tells you that the picture has been saved.

Now I'm standing there struggling with the fact that this boy just took a picture of my credit card. Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.

Needless to say, I immediately canceled that card as I was walking out of the pizza parlor. All I am saying is, be aware of your surroundings at all times.
Whenever you are using your credit card take caution and don't be careless.
Notice who is standing near you and what they are doing when you use your
card. Be aware of phones, because many have a camera phone these days.
When you are in a restaurant and the waiter/waitress brings your card and
receipt for you to sign, make sure you scratch the number off. Some restaurants are using only the last four digits, but a lot of them are still putting the whole thing on there.

zattie

scary!!!:freakedout:

i think i heard about scene 2 before..

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
:mellow3:

sex-on-heels

The girl with the signature red font. -The name thee dare not speaketh-

fuyumi

All the new tactics that people are using to do frauds..better be more careful.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

finaldust

seen on video that there is also some fast ways to get detail of ur credit card and can easily make copy of it

to fall in love is always easy
to start a relationship is always simple
to build it, is always tough
to maintain it, is 'better said than done'
to break off, is 'easier said than done'
to remain friends after u broke off, is never possible
to forget the memories is 'always doing but never succeeding'
to heal the pain within is hard and tough and never near simple
but one has to try to heal your own heart...

zel

thnx for the infor... i will be more careful with it...

人生如果能夠从来, 是否仍选择相同旅程

msn/friendster :
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

simplepris

there's this security code (the 3-digit code dat u gotta key in when doing internet transaction) behind ur credit/debit card.. i think we shd all to cover it or do smth to hide it.. cos others can easily get ur card details.. if they manage to get the 3-digits security code, they can spend ur money online.

but the good thing abt credit/debit cards, the transactions can be traced.. so no need to be too worried.. but it's always better to play it safe.. then u can save the trouble of tracing the transactions to find the person who anyhow use ur card details.

be simplified at
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.



To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Team Member --- simplepris aka Simple Bear Bear

shingshing

LOL. AFTER READING UR THREAD, I QUICKLY CHECKED MY CARD SINCE I USED IT TODAY.

This info is useful. Thank you! And I will be more careful next time!

uyen

aww,scary,i will be more careful ,thankks^^

人情味不是偏私而是博爱，

不是施舍而是关怀。

不是表面的礼貌，

而是内心的尊重。

Friends will bail you out of jail.but Best Friends will be sitting by you saying,
" that was awesome !"

roxiss

yeah frauds like switching of debit/credit cards or copying down the special digit secuity codes never really crossed my mind. I don't even bother to check the receipt sometimes! lolz...guess I better be more alert when using the plastic card...better to be safe than sorry!

Yup you are right! But sometimes I noticed that the cashier person didn't even double-check my signature on the back of the card with the receipt. So it's easy for people to just forge our signature once they get hold of our card and use for their own transactions. And the article is also trying to tell us how easy our card can be "switched" even by the store's own employees, whom we will drop guard against the most when paying money.

YOURLOVER

just be cautious man ><

genzo2106

Scene 2 was smthg that was circulated sometime back in emails. Dishonest staff would swipe on ur card on a card reader that could capture the details required, and the go on to forge ur cards and presto, the next moment u find urself being billed for stuff that u did nt buy.

Thanks for all the info. Will be more cautious from now on when using my cards

Life is full of ups and downs. But one has to learn how to stand up on his own and continue his path to attaining enlightment...:mellow3: :mellow3:

My articles at HELIUM:mellow3:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.