Go Back   Singapore's Online Community - Singapore Forums > Leisure & Entertainment > SGClub Cafe
Register FAQ Member List Calendar Mark Forums Read

SGClub Cafe
Have a casual conversation over a cup of coffee.


Reply
 
Thread Tools Display Modes
Old 09-07-2007, 01:13 PM   #1 (permalink)
wenchong1985
Experienced SGClubber
wenchong1985 is an unknown quantity at this point

Join Date: Jun 2007
Posts: 1,825
iTrader: (0)
Gender:
Location: Hougang
Total SGC$: 120.40

Default Saving Plan

anyone got saving plan? from bank or insurance?


i was contacted by a insurance agent, she said they have this saving plam ->

transfer an fix amount of money (lets said is $100) from your bank acc to your insurance acc every month. Any amount will do , but min is $70 (every month the same amount) , then the annual interest is 3% to 4% .

those who had saving plan , think this plan is good? if not, can suggest?

The Secret of our Esplanade:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.




A site for all Final Fantasy series lovers

New updates: Singapore Cosplay Festival Photo Gallery

in
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.



To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
wenchong1985 is offline   Reply With Quote
Sponsored links
Old 09-07-2007, 01:19 PM   #2 (permalink)
leng8021
leng8021
leng8021 is on a distinguished road
 
leng8021's Avatar

Join Date: Jun 2007
Posts: 666
iTrader: (0)
Gender:
Location: Bt Panjang
Total SGC$: 982.48
Default Re: Saving Plan

suggest u invest in some low risk investment link saving wil give u a better return in at least the next 5 yrs....

Insurance plan, they normal take their commission on ur 1st few year's premium....something i dont like.

contract my brother, mark ho: 98512889 markho@prioritywealth.com.sg for investment advise if r interested.
leng8021 is offline   Reply With Quote
Old 09-07-2007, 01:53 PM   #3 (permalink)
djchris
Experienced SGClubber
djchris is on a distinguished roaddjchris is on a distinguished road

Join Date: Jan 2007
Posts: 3,115
iTrader: (0)
Gender:
Location: Singapore
Total SGC$: 2,014.22
Default Re: Saving Plan

What's the catch? There's definitely a catch.
I don't think it's purely a savings plan. Most likely containing an investment element in it.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
: Asia Solution Kenetics
Visit us at:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
.

Our Non-Profit Initiatives

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


Personal Links

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


SPECIAL DISCOUNT!

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
djchris is online now   Reply With Quote
Old 09-07-2007, 04:24 PM   #4 (permalink)
genzo2106
Experienced SGClubber
genzo2106 is on a distinguished road
 
genzo2106's Avatar

Join Date: Jun 2007
Posts: 4,507
iTrader: (0)
Gender:
Location: Towner Road
Total SGC$: 6,293.38




Default Re: Saving Plan

sounds too good to be true..any lock in period??Or any-investment that must be made??

Life is full of ups and downs. But one has to learn how to stand up on his own and continue his path to attaining enlightment...:mellow3: :mellow3:

My articles at HELIUM:mellow3:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
genzo2106 is offline   Reply With Quote
Old 09-07-2007, 05:32 PM   #5 (permalink)
gundam916
Addicted SGClubber
gundam916 is on a distinguished roadgundam916 is on a distinguished road
 
gundam916's Avatar

Join Date: Oct 2006
Posts: 561
iTrader: (0)
Gender:
Location: Little Red .
Total SGC$: 755.41
Default Re: Saving Plan

Think it's one of those Endowment plans with Insurance features... Ok if you are thinking of savings & having some insurance at the same time... However, do note & ask them for the real return rate after taking into account of deductions, rather than taking the interest rate they quote to you... Do compare with various insurer before commiting.. :mellow3:

1) Earn $ juz by readin emails as you surf the Net.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


2) Get paid 4 ur views via simple online surveys? Tried & tested & it's [b]TRUE
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


3) Own the Internet & get paid while surfin!! Act FAST!!!

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


4) Another GREAT PTC [Paid to Click] lobang! [i]Click on ads & earn $.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


5)
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
gundam916 is offline   Reply With Quote
Old 09-07-2007, 06:11 PM   #6 (permalink)
finaldust
Hiroto
finaldust is on a distinguished roadfinaldust is on a distinguished road
 
finaldust's Avatar

Join Date: Nov 2004
Posts: 4,626
iTrader: (3)
Gender:
Location: Woodlands
Total SGC$: 1,570.17

Default Re: Saving Plan

I got saving plan with prudential bah quite ok bah

to fall in love is always easy
to start a relationship is always simple
to build it, is always tough
to maintain it, is 'better said than done'
to break off, is 'easier said than done'
to remain friends after u broke off, is never possible
to forget the memories is 'always doing but never succeeding'
to heal the pain within is hard and tough and never near simple
but one has to try to heal your own heart...
finaldust is offline   Reply With Quote
Old 10-07-2007, 03:05 AM   #7 (permalink)
novan
NovaN
novan is on a distinguished road
 
novan's Avatar

Join Date: Jun 2007
Posts: 193
iTrader: (0)
Gender:
Location: Yishun
Total SGC$: 199.90
Arrow Re: Saving Plan

sounds like ocbc maxlink plan.. beware of capital.. izit fixed or dependable on market trends? yup.. there's oso sum catch to it for sure so u beter triple check or more.. it's ya hard earned money.. :mellow3:

(,") ----- A S|mp|e 'Thanks' Mot|vates Us To Share More ----- (",)

d('-')b ----- My Favour|te On|ine Prof|tab|e Freeb|es ----- d('-')b
$$$
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
|
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
|
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
|
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
|
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
$$$

(,") ------ Visit My Property Website @
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
------ (",)

(,") ------ Visit My Personal Website @
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
------ (",)



To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
novan is offline   Reply With Quote
Old 10-07-2007, 09:42 AM   #8 (permalink)
wenchong1985
Experienced SGClubber
wenchong1985 is an unknown quantity at this point

Join Date: Jun 2007
Posts: 1,825
iTrader: (0)
Gender:
Location: Hougang
Total SGC$: 120.40

Default Re: Saving Plan

Quote:
Originally Posted by finaldust
I got saving plan with prudential bah quite ok bah

ya, the agent is from Prudential also.

The Secret of our Esplanade:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.




A site for all Final Fantasy series lovers

New updates: Singapore Cosplay Festival Photo Gallery

in
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.



To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
wenchong1985 is offline   Reply With Quote
Old 10-07-2007, 10:06 AM   #9 (permalink)
finaldust
Hiroto
finaldust is on a distinguished roadfinaldust is on a distinguished road
 
finaldust's Avatar

Join Date: Nov 2004
Posts: 4,626
iTrader: (3)
Gender:
Location: Woodlands
Total SGC$: 1,570.17

Default Re: Saving Plan

Quote:
Originally Posted by wenchong1985
ya, the agent is from Prudential also.
oic lol good if u dont need high return u wan high return then go for other plan bah

to fall in love is always easy
to start a relationship is always simple
to build it, is always tough
to maintain it, is 'better said than done'
to break off, is 'easier said than done'
to remain friends after u broke off, is never possible
to forget the memories is 'always doing but never succeeding'
to heal the pain within is hard and tough and never near simple
but one has to try to heal your own heart...
finaldust is offline   Reply With Quote
Old 10-07-2007, 12:26 PM   #10 (permalink)
shangerrard
Importer & Exporter
shangerrard is on a distinguished road
 
shangerrard's Avatar

Join Date: Jun 2007
Posts: 154
iTrader: (0)
Gender:
Location: Kembangan
Total SGC$: 170.10
Default Re: Saving Plan

Know where you're putting your money in, and how much you're getting from it. Some plans might not be giving you the kinda return that you want.
shangerrard is offline   Reply With Quote
Old 10-07-2007, 09:40 PM   #11 (permalink)
monkeybusiness
Experienced SGClubber
monkeybusiness is on a distinguished road
 
monkeybusiness's Avatar

Join Date: Jun 2007
Posts: 1,350
iTrader: (0)
Gender:
Location: Singapore
Total SGC$: 1,057.45

Default Re: Saving Plan

i was also quoted a savings plan by a banker from uob. It's an endowment policy from manulife...
however, i find that endowment policy is not really suitable for me.. i rather invest the money in bonds or money market funds...
monkeybusiness is online now   Reply With Quote
Old 10-07-2007, 10:46 PM   #12 (permalink)
yvonnetan782
Cool SGClubber
yvonnetan782 is on a distinguished road
 
yvonnetan782's Avatar

Join Date: Jul 2007
Posts: 961
iTrader: (0)
Gender:
Location: Pasir Ris
Total SGC$: 2,208.71
Default Re: Saving Plan

which company intro you that policy?
yvonnetan782 is offline   Reply With Quote
Old 12-07-2007, 11:23 AM   #13 (permalink)
astrea
Addicted SGClubber
astrea is on a distinguished road

Join Date: Mar 2007
Posts: 825
iTrader: (0)
Gender:
Location: toa payoh
Total SGC$: 14.10
Default Re: Saving Plan

before deciding whether it is good... is the interest rate confirmed?? as in it is not pegged to current trend or whatever thingie...

and then, can u withdraw ur money as and when u like?? or is there a min period to pass before u can use ur money???
astrea is offline   Reply With Quote
Old 17-07-2007, 02:37 PM   #14 (permalink)
aRiEs
Addicted SGClubber
aRiEs is on a distinguished road
 
aRiEs's Avatar

Join Date: Apr 2007
Posts: 855
iTrader: (0)
Gender:
Location: HmHm ... EaSt
Total SGC$: 861.34

Default Re: Saving Plan

is urs 100% principle guarantee? If not means not savings.
I got 2 investment savings plan by dbs and aviva(joint).
1 is not principle guarantee, $100 a mth for 15 yrs. But can take out after 8 yrs if u think the int earn is good enuff.
Another 1 is $110.20 a mth for 10 yrs. Can onli take out full amt after 15 yrs. But instead of depositing $110.20 a mth into the saving plan, they deposit $116 a mth. this 1 is 100% principle guarantee.
I felt they r good in a way to help me save $$ for the future. Or else i would be spending all my allowance.

Last edited by aRiEs : 17-07-2007 at 02:38 PM.
aRiEs is offline   Reply With Quote
Old 03-08-2007, 11:20 AM   #15 (permalink)
hamster
Account Suspended
hamster is on a distinguished road

Join Date: Aug 2007
Posts: 73
iTrader: (0)
Gender:
Location: outram
Total SGC$: 153.00
Default Re: Saving Plan

i dun think this is very reliable...hmmm my mum had this last time...and she cant really use the money noe...only a portion of it..hmmm can save and invest in some other way..
hamster is offline   Reply With Quote
Old 03-08-2007, 11:22 AM   #16 (permalink)
Finale
Addicted SGClubber
Finale is an unknown quantity at this point
 
Finale's Avatar

Join Date: Dec 2006
Posts: 820
iTrader: (0)
Gender:
Location: Bedok
Total SGC$: 699.57
Default Re: Saving Plan

for me i think its pretty ok... =)
Finale is offline   Reply With Quote
Old 03-08-2007, 11:56 AM   #17 (permalink)
wenchong1985
Experienced SGClubber
wenchong1985 is an unknown quantity at this point

Join Date: Jun 2007
Posts: 1,825
iTrader: (0)
Gender:
Location: Hougang
Total SGC$: 120.40

Default Re: Saving Plan

i just "pushed" the agent off liao a few days ago, the plan she intro is min save up for 20 yr then can see return, WTH , 20 yr? is there any short term one or not? like every year can draw back the interest one.

The Secret of our Esplanade:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.




A site for all Final Fantasy series lovers

New updates: Singapore Cosplay Festival Photo Gallery

in
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.



To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
wenchong1985 is offline   Reply With Quote
Old 03-08-2007, 12:04 PM   #18 (permalink)
burgerboi
Lord Of The Burgerings
burgerboi is on a distinguished road
 
burgerboi's Avatar

Join Date: Dec 2006
Posts: 2,021
iTrader: (0)
Gender:
Location: simei
Total SGC$: 2,605.88



Default Re: Saving Plan

lemme guess... prudential?

nah, i dun really go for it, imagine if something bad happen out of the blue, den u nid money badly, confirm alot of procedure will have to be gone thru before u can withdraw the money u invested inside

but depends lah, ultimitely it up to u and the factors around u


一生的友情。。。
一世的等待。。。
一辈子的承诺。。。

a friendship for life 。。。
a boundless awaitment 。。。
a promise harnessed eternally 。。。


burgerboi is offline