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Old 22-05-2008, 11:08 PM   #101 (permalink)
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Default Re: Is saving money in bank considered an investment?

The UOB Gold Savings Account is actually a savings account. Just that everything recorded in the passbook is in grams of gold.


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Old 22-05-2008, 11:10 PM   #102 (permalink)
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Default Re: Is saving money in bank considered an investment?

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The UOB Gold Savings Account is actually a savings account. Just that everything recorded in the passbook is in grams of gold.
reach gold bar size yet?
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Old 22-05-2008, 11:14 PM   #103 (permalink)
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Default Re: Is saving money in bank considered an investment?

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reach gold bar size yet?
Secret...


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Old 27-05-2008, 11:29 PM   #104 (permalink)
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Default Re: Is saving money in bank considered an investment?

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NTUC Thrift offers 2% pa interest. anyone put their money there?
NTUC Thrift last financial year dividend was 5% + 2% (Loyalty).

Their last financial annual report -

http://www.ntucthrift.com.sg/profile.html
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Old 28-05-2008, 07:32 PM   #105 (permalink)
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Default Re: Is saving money in bank considered an investment?

saving is not investment
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Old 28-05-2008, 07:33 PM   #106 (permalink)
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Default Re: Is saving money in bank considered an investment?

if u buy UT or shares then its an investment
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Old 30-05-2008, 10:08 AM   #107 (permalink)
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Default Re: Is saving money in bank considered an investment?

how to start investing with unit trust? is it better and safer as compared to endownment plan/ long term saving plan?
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Old 30-05-2008, 10:17 AM   #108 (permalink)
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Default Re: Is saving money in bank considered an investment?

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how to start investing with unit trust? is it better and safer as compared to endownment plan/ long term saving plan?
There are a lot of considerations before you decide whether which is suitable for you.

Eg your risk profile. investment time horizon, purpose of investment etc
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Old 30-05-2008, 10:18 AM   #109 (permalink)
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Default Re: Is saving money in bank considered an investment?

i'm looking at 10-15years only. purpose of investment: to help me save money and also hope my money can grow a lil more than keeping in bank.
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Old 30-05-2008, 10:48 AM   #110 (permalink)
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i'm looking at 10-15years only. purpose of investment: to help me save money and also hope my money can grow a lil more than keeping in bank.
Thats a nice investment time horizon. By taking some measured risk you should be able to get better returns by putting your funds in a investment tool like unit trust.


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Old 31-05-2008, 02:33 AM   #111 (permalink)
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Default Re: Is saving money in bank considered an investment?

there has to be a balance.
low risk savings/endowments.
mid-high risk UT
high risk stocks and shares.

high risk investments are the ones that make you money but you need things to cushion off the risk... having a mix will be the most ideal

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Old 01-06-2008, 08:43 AM   #112 (permalink)
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Default Re: Is saving money in bank considered an investment?

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there has to be a balance.
low risk savings/endowments.
mid-high risk UT
high risk stocks and shares.

high risk investments are the ones that make you money but you need things to cushion off the risk... having a mix will be the most ideal
There are low/medium/high risk UT


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