Offer for gross pay without cpf cut?

**sex-on-heels** · 09-06-2007, 06:50 PM

Another query:

Can I request to receive a salary in its totality? Meaning, without the cpf contribution of 20 percent?

Might not be a wise option as I might make a loss from the employer's contribution but I prefer to get the gross salary in full now.

**Yongjin** · 09-06-2007, 08:43 PM

for low income i guess there are ways around it ba... if u holding average income i suggest u think twice also ur company may not do tat also.... the penlity is quite heavy...

**sex-on-heels** · 09-06-2007, 08:45 PM

Oh, it is a job through the agency. So stricter sanctions I suppose?

**Yongjin** · 09-06-2007, 08:51 PM

perm or wat???? if perm job once u get in ask the company to take u in direct.... agency take a lot idiotic 1....

**sex-on-heels** · 09-06-2007, 09:18 PM

Oh it is temporary. =)

Even if it's perm, you have to pay them a fee upfront though they do not take monthly cuts from you.

**amylsl_88** · 11-06-2007, 04:08 PM

	Quote:			Originally Posted by Yongjin
	for low income i guess there are ways around it ba

That's not true. It's against the laws for company not to contribute CPF for you, regardless of your income & the decision made between you & the company privately, with a few exceptions as listed below (Source:CPF Board):

	Quote:
	EXCEPTIONS TO PAYMENT OF CPF FOR EMPLOYEES Employees who are exempted from CPF contributions a. Foreigners on Employment Pass, Professional Visit Pass or Work Permit CPF contributions are not allowed for foreigners. Both the employer’s and employee’s contributions for foreign employees on Employment Pass, Professional Visit Pass or Work Permit will be rejected. b. Partners, sole-proprietors or self-employed All Singapore citizens or Singapore Permanent Residents who derive income from Singapore or from outside Singapore through any trade, business, profession or vocation excluding employment under a contract of service are considered self-employed. Unlike employees, they do not contribute to all 3 CPF accounts. Instead, they are only required to contribute to their Medisave, which is computed based on their annual net trade income earned. c. Employees working overseas CPF contributions are not mandatory for Singaporean employees who work overseas. If you wish to continue making CPF contributions for your existing employees who are posted overseas, you may have to register for a new employer reference number before making a voluntary contribution. Overseas employers are required to register for an employer reference number to make voluntary contributions for their Singaporean employees. This is allowed only for employees who are Singaporeans and Singapore Permanent Residents. The contribution is subject to the limit of $26,393 per calendar year.

By the way, for income <$50, there's no CPF contribution. For income >$50 but <$500, there's no employee's CPF contribution... only employer's 13%, 14.5% with effect from 1st July 2007.

For some small recruitment agencies that don't abide by the rules, think you can try to request not to have CPF contributions, though that's illegal. Usually, they will agree, as not paying CPF for you also means lower costs for them. That's what happened to a cousin of mine before. By the way, all these are more applicable to temporary jobs.

**sex-on-heels** · 11-06-2007, 10:52 PM

	Quote:			Originally Posted by amylsl_88
	That's not true. It's against the laws for company not to contribute CPF for you, regardless of your income & the decision made between you & the company privately, with a few exceptions as listed below (Source:CPF Board): By the way, for income <$50, there's no CPF contribution. For income >$50 but <$500, there's no employee's CPF contribution... only employer's 13%, 14.5% with effect from 1st July 2007. For some small recruitment agencies that don't abide by the rules, think you can try to request not to have CPF contributions, though that's illegal. Usually, they will agree, as not paying CPF for you also means lower costs for them. That's what happened to a cousin of mine before. By the way, all these are more applicable to temporary jobs.

I see I see. I guess there isn't much of a way around it anymore since I'm already halfway through the assignment.

Thanks for the comments people.

**wenchong1985** · 14-06-2007, 02:58 PM

why? lose 13 % of your pay lei

**xiaojun** · 15-06-2007, 02:27 AM

if i'm not wrong.. cpf is a must.. unless u r a sole proprietor like property agent.. den u can choose wan or dun wan.. above 300 or 500 u alr need to top up ur cpf le.. This cpf is divided into medisave and ordinary a/c.

cant be avoid.. once u got a job.. the company got to take out tat 20% n they themselves add in another 13%..

**Coldie** · 15-06-2007, 08:30 AM

	Quote:
	Can I request to receive a salary in its totality? Meaning, without the cpf contribution of 20 percent? Might not be a wise option as I might make a loss from the employer's contribution but I prefer to get the gross salary in full now.

Yes, you may... you can try to talk to your current bozz, add abit more to you since he is not paying any CPF...

Both agrees, shouldn't a BIG issues :handsup:

**Tristanity** · 15-06-2007, 01:27 PM

	Quote:			Originally Posted by sex-on-heels
	Oh, it is a job through the agency. So stricter sanctions I suppose?

Job thru agency will never allow you to exempt from CPF. Is a regulation from the agency.

09-06-2007, 06:50 PM	#1 (permalink)
sex-on-heels Experienced SGClubber Join Date: Jun 2007 Posts: 1,001 iTrader: (0) Gender: Zodiac Sign: Country: Location: Singapore SGC$: 1,291.38 Bank: 0.00 Total SGC$: 1,291.38	Offer for gross pay without cpf cut? Another query: Can I request to receive a salary in its totality? Meaning, without the cpf contribution of 20 percent? Might not be a wise option as I might make a loss from the employer's contribution but I prefer to get the gross salary in full now.

09-06-2007, 08:43 PM	#2 (permalink)
Yongjin Experienced SGClubber Join Date: Dec 2004 Posts: 2,093 iTrader: (0) Gender: Zodiac Sign: Country: Location: Ang Mo Kio SGC$: 937.10 Bank: 0.00 Total SGC$: 937.10	Re: Offer for gross pay without cpf cut? for low income i guess there are ways around it ba... if u holding average income i suggest u think twice also ur company may not do tat also.... the penlity is quite heavy... Yong Jin Profile Updated

09-06-2007, 08:45 PM	#3 (permalink)
sex-on-heels Experienced SGClubber Join Date: Jun 2007 Posts: 1,001 iTrader: (0) Gender: Zodiac Sign: Country: Location: Singapore SGC$: 1,291.38 Bank: 0.00 Total SGC$: 1,291.38	Re: Offer for gross pay without cpf cut? Oh, it is a job through the agency. So stricter sanctions I suppose?

09-06-2007, 08:51 PM	#4 (permalink)
Yongjin Experienced SGClubber Join Date: Dec 2004 Posts: 2,093 iTrader: (0) Gender: Zodiac Sign: Country: Location: Ang Mo Kio SGC$: 937.10 Bank: 0.00 Total SGC$: 937.10	Re: Offer for gross pay without cpf cut? perm or wat???? if perm job once u get in ask the company to take u in direct.... agency take a lot idiotic 1.... Yong Jin Profile Updated

09-06-2007, 09:18 PM	#5 (permalink)
sex-on-heels Experienced SGClubber Join Date: Jun 2007 Posts: 1,001 iTrader: (0) Gender: Zodiac Sign: Country: Location: Singapore SGC$: 1,291.38 Bank: 0.00 Total SGC$: 1,291.38	Re: Offer for gross pay without cpf cut? Oh it is temporary. =) Even if it's perm, you have to pay them a fee upfront though they do not take monthly cuts from you.

14-06-2007, 02:58 PM	#8 (permalink)
wenchong1985 Experienced SGClubber Join Date: Jun 2007 Posts: 1,837 iTrader: (0) Gender: Zodiac Sign: Country: Location: Hougang SGC$: 120.20 Bank: 0.20 Total SGC$: 120.40	Re: Offer for gross pay without cpf cut? why? lose 13 % of your pay lei The Secret of our Esplanade: To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. A site for all Final Fantasy series lovers New updates: Singapore Cosplay Festival Photo Gallery in To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

15-06-2007, 02:27 AM	#9 (permalink)
xiaojun Cool SGClubber Join Date: Jun 2007 Posts: 203 iTrader: (0) Gender: Zodiac Sign: Country: Location: East Side SGC$: 178.80 Bank: 0.00 Total SGC$: 178.80	Re: Offer for gross pay without cpf cut? if i'm not wrong.. cpf is a must.. unless u r a sole proprietor like property agent.. den u can choose wan or dun wan.. above 300 or 500 u alr need to top up ur cpf le.. This cpf is divided into medisave and ordinary a/c. cant be avoid.. once u got a job.. the company got to take out tat 20% n they themselves add in another 13%..

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