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Discuss any Financial related such as stocks, investment, money management and economy here.


View Poll Results: How many credit cards do you own?
None 13 22.41%
1 or 2 16 27.59%
3 or 4 13 22.41%
More than 4 16 27.59%
Voters: 58. You may not vote on this poll

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Old 09-07-2008, 11:00 PM   #51 (permalink)
jencrs
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Default Re: How many credit cards do you own?

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You are so lucky
Husband not so lucky. lol
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Old 11-07-2008, 09:45 PM   #52 (permalink)
Forex78
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Default Re: How many credit cards do you own?

10..

DBS AMEX black
DBS Visa Plat
OCBC Best Denki
OCBC Ikea
Citibank M1 Plat
Maybank Subaru Plat
NTUC-OCBC Visa Plat
DBS Live Fresh
Citibank Dividend Plat
OCBC Robinson Plat

But i agree with some, having so many cards is both troublesome and confusing.. waiting to cancel most and just keep the OCBC, M1 Citi and DBS Live Fresh.
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Old 13-07-2008, 01:37 PM   #53 (permalink)
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Default Re: How many credit cards do you own?

I have 5 cards at this moment.

OCBC Robinsons Platinum Card
UOB One Card
UOB lady's card
POSB Everyday Card
Standard Chartered Pru Card

Arriving soon (by invite)
OCBC Ikea Card
OCBC Titanium Card

I also don't know why I have that many cards. Maybe each one has its use for either discounts or freebies. Last time when you want to apply for cards so difficult. After having 1 many banks start to invite and getting cards is a breeze.
My next aim, DBS Amex card but now having reaching that level.


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Old 15-07-2008, 09:31 PM   #54 (permalink)
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Default Re: How many credit cards do you own?

Interesting..I got none,i'm still a student..
the more cards you own means the more likely you need financial help.Owning Credit Card doesn't seem cool at all.
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Old 17-07-2008, 09:47 AM   #55 (permalink)
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the more cards you own means the more likely you need financial help.
Then you need to learn a little more about credit cards. Used wisely, it's a great tool in cash flow, discounts, savings, and money management in general.
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Old 17-07-2008, 10:29 AM   #56 (permalink)
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Default Re: How many credit cards do you own?

Haha...i have 0 credit card since i not working full time

but i have debit cards and i kinda prefer debit cards...no interest to pay

of coz credit cards like got more perks.


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Old 17-07-2008, 09:36 PM   #57 (permalink)
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Then you need to learn a little more about credit cards. Used wisely, it's a great tool in cash flow, discounts, savings, and money management in general.
That I agree with you..... as long as you know how to control no matter how many cards, you will be ruled by them..... And if you need to buy something like a laptop at least they offer zero interest for installment


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Old 20-07-2008, 02:22 AM   #58 (permalink)
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Default Re: How many credit cards do you own?

DBS Live Fresh
DBS Capitamall
Citibank Dividend
Citibank Clear
UOB One

Besides having nice food and drinks discounts i find the cards are too many for me. Any good credit card discounts to suggest?
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Old 20-07-2008, 09:55 AM   #59 (permalink)
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Default Re: How many credit cards do you own?

DBS Live Fresh
DBS Classic
UOB Platinum
UOB Corporate
Citibank Dividend
Citibank Clear
HSBC Gold
NTUC-OCBC Visa Platinum
Am. Bank <- dont know how to spell..

Too many cards doesn't mean good.. hard to keep track your spendings.
Good to have, not necessary a must have.
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Old 02-08-2008, 02:55 PM   #60 (permalink)
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Default Re: How many credit cards do you own?

juz gt 1.. sometimes its better cox can get discounts.. hehe


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Old 05-08-2008, 01:05 AM   #61 (permalink)
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Default Re: How many credit cards do you own?

citibank clear. lol. cause no limit amount of income can apply.
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Old 14-08-2008, 11:48 AM   #62 (permalink)
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Default Re: How many credit cards do you own?

citibank clear.
diner
and UOB singtel platinum (sup card from hb)

Last edited by cherylkjh : 14-08-2008 at 11:50 AM.
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Old 14-08-2008, 12:38 PM   #63 (permalink)
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Default Re: How many credit cards do you own?

hmm..


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Old 14-08-2008, 09:47 PM   #64 (permalink)
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Default Re: How many credit cards do you own?

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citibank clear. lol. cause no limit amount of income can apply.
Now citibank clear card now need at least $1.8k p.a for working adult to apply, last time don't have such requirement besides that tertiary student and NSF doesn't require to have any income

Check out
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+REP if I did help you to solve your problem!
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Old 17-08-2008, 03:24 PM   #65 (permalink)
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Default Re: How many credit cards do you own?

i thought the maximum is only $500 so dont need any salary to apply.... then last time they also opened up for students le. Students where got salary?


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Old 17-08-2008, 04:09 PM   #66 (permalink)
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Default Re: How many credit cards do you own?

I only have 2. Both are supp cards because im not working full-time as yet.

uob platinum - love their widely available discounts.

amex platinum - only use it when they offer 10x reward points. considering to give this card up soon. seldom use it so it's not worth the annual subscription fees.
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Old 17-08-2008, 04:38 PM   #67 (permalink)
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Default Re: How many credit cards do you own?

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i thought the maximum is only $500 so dont need any salary to apply.... then last time they also opened up for students le. Students where got salary?
They changed the rule for new sign-ups recently, i heard...

Now it seems the only one which still has the "no minimum income" rule is Diner's Club Ace Card... But tat one the benefits CMI...
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