jencrs

I guess this would be the best place to post this.

I would like to know what credit cards You are using, and why? I need some help in cutting down the number of cards that I carry, especially the useless ones.

If possible, please give me a good combination of cards (not just the bank, the particular card pls), cuz I don't think there's any point in the cards duplicating benefits.

Also, please assume that the minimum income requirement is met.

These are the things that I DON'T need.....

1) Cards affiliated with things like Tangs, Robinsons, Metro etc. I've already got them for my parents, and I don't really shop anyway, so it's not much use for me.

2) Frequent Flier points. Don't want them.

3) Petrol discounts. Already got that covered.

There are so many banks, and each bank has sooo many cards, it's giving me a headache.

Thanks.

Yuppie

I use mainly frequent fliers card cause I do quite a bit of flying due to personal interest, but I do get feedback from some of my colleagues that citibank's dividend card is quite a good card.

jasontitan

agree with you.
this's a card that's worth to take up.
Get up to 5% cash back for every dollar charged to your card.
Enjoy the ultimate in personalized services with our 24-hour Citibank Platinum Services. Simply call our concierge and we'll provide you with almost anything you need.
Be showered with exclusive dining privileges, complimentary access to prestigious golf courses, special discounts and offers on airfares, hotels, beauty & spa, plus many more with your Citibank DIVIDEND Platinum Card.

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Being Able to achieve wat U CAN'T achieve its REALLY A BIG FK den U R !!!

janelle_

Hey Jencrs,

Why do u carry so many credit cards?? One will do..

jasontitan

normally 1 or 2 max card will do if nt u pay bills pay till crazy. u never noe u can control yr spending anot

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Being Able to achieve wat U CAN'T achieve its REALLY A BIG FK den U R !!!

jencrs

Most of that's a cut and paste? The 5% is only applicable to petrol purchases made with the card. Makan (not in hotels), pharmaceuticals (at selected outlets) and 1 or 2 other things are 2%, the rest is 0.5%. It's ok la, I guess, altho the biggest savings in the 5% petrol is wasted on me since I have other discounts that cannot be combined.

okaaaaaay, I'll bite. Which card? But I certainly agree, having many cards is very much a hassle. That's why I'm trying to find out which are the better ones out there. Anyway, I think a single card is not sufficient. 2 should be ok for most of my purposes. The rest of the cards are for my parents, since they like to shop at those particular places.

So other than the citibank Div Plat card, anything else good out there? Say for makan, general savings, cash back, points and things like that.

mrleech

I using the POSB Everyday Card. Quite good leh. The rest of my cards seldom used.

All posts made are of subjective nature by default, unless explicitly mentioned. I am afterall still human.



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Lautouzhi

I uses stan chart manhattan card, also give u cash back but very little only le. I charge a few thousand dollars, only get back afew dollars, for what? Not even enough for me to buy a pack of cigies. I rather get points to redeem for movie tickets and stuffs. I charged like 10k in 3months, get back afew dollars only on the 4th month. (don't know how they caluculate also) When I see the dividend I burst out laughing. If I had charge to my other cards, I would get so many movie tickets liao.

Msn :
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feliciarosey

anyone know which bank offer free life time membership credit card?

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Lautouzhi

3 yrs the most.

Msn :
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sirlp01

recommend Uob Singtel credit card..the other time when i work as credit card promoter for uob, dats a pretty hot card.. if u are a singtel/singnet user of coz.. u can gain pts, to offset ur singtel bills, as u charge ur bills to the credit card..so got hua..

yellowcoral

i take train to work everyday, i use citibank-SMRT card, it gives me free ride, i think.
i dun like cc, i dun have habit to pay bills on time.
i still prefer my debit card.

ABN Amro just called me and gave me a switch card, say is free for life.
can check it out.
seems quite gd. have not try it yet though.
http://www.abnamro.com.sg/sg/pages/p...tinum-card.htm

Thinker

Citibank Platinum Visa
Citibank Gold Business Card
Uob Platinum Visa
Uob Lady's Platinum
XXX Platinum Mastercard (don't want name the bank lol)
XXX BlackGold Amex (don't want name the bank lol)
12 other gold card- Visa(6)and Mastercard(6)
3 Debitcards lol

As abv, I hold so many cards because I just love creditcards hehehe...the more the better :love4: :devil2:

jencrs

Hahaha, no offence but that number borders on the ridiculous, and I thought I had a lot. But hey, to each his/her own. I already can't handle all the junk mail i've got with my current cards, and all the cards that I don't use (but the banks insist on giving to me) are chucked in my drawer, collecting dust.

Anyway, the thread's not asking for a list of credit cards that you have, just what's useful. I could sign up with every card under the sun, but i wouldn't be any the wiser.

Thinker

Wait one of these days I will take pics of my cards and post it here de...then you say ridiculous or not la hehe:biggrin4: I intend to do that becus I know surely got some ppl jealous or bu shuang one lol...not implying you :rock:

Don't know why I always face some ppl hor they sour grape de...i alw hear things like aiya bank always gimme but i dun want la this la that la...hear until fed up liao de hehe...some don't qualify for cc or some just cannot see other ppl got better things then them l...they sure say sth sour one de :notimpressed2:

Ya la I list abv the cards that are useful for me ma...I hold such cards becus I love prestige ma....the main thing la hehe....I spend like crazy but I also settle bills on time de......so they just go on adding my credit limit and offer perks la.......get it now darlin? :love4:

Lautouzhi