xueren

what is the minimum monthly salary needed to apply for a credit card? and does the annual income takes into account bonuses ,aws etc?

xiaoekin

if im not wrong, the minimum mthly salary should be 2.5K and annually slaary should be 30K.


you can try to call up the hotline of the bank you wish to apply for for more informations or can get the cataloges. inside there there mention the minimum requirement.:biggrin4:

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robin

You can check on the bank website, they will give you the information that you need...

DINEy

And i thought depend on which type of cc you applying for

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Savior

Credit card requires 2.5k / month, 30k / year like wat xiaoekin said

But debit card just requires age of 18 or 16...cant rmb which...

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legendtale

if yr monthly salary < $2.5k but after bonuses your annual income > $30k, they still accept.

even if yr annual income is slightly < $30k, depends on bank, sometimes still accept.

Melody

Debit card only requires min age of 16 for UOB. Thats when u can sign up for the TX account with them. I heard from somebody else on this forum that DBS will also issue u a mastercard debit card to go along with bank account when u have an initial deposit of 500 bucks. But for DBS, min age would be 17.

mrleech

Minimum requirement would be 30k annual income. Some even need 45k.

loonshi

i have a fren... her salary haven hit 2.5K.. onli ard 1.9K but her bonus not bad.. then she went to sign up uob credit card.. she personally went dwn to the bank n submit the form.. then guess wat... they approve her application.. n nw she's a credit card holder...

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djchris

Abit OT here, but pls do remember to maintain discipline with your credit card and don't overspend...

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mrleech

OT too.. Remember to pay on time. Else got late charges.

xueren

which bank is more lenient in granting credit card applications?

xiaoekin

its beta not to take CC... debit cards are gd enough.. can use as CC.. the best is bring hard cash with you.. hahaha.... plactic no value de.. haha

Bear Bear Family Tree Club
IT Admin MGR --- Xiaoekin aka Happy-go-lucky Bear Bear

Life No Bear Bear Is Lifeless and Meaningless.

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DINEy

dbs&posb is 18.
not 17 xD

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Melody