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Old 19-06-2007, 03:51 PM   #26 (permalink)
ramster
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Default Re: Any recommand for less risk investment or fixed bank deposit?

what about bonds? thought SG bonds is around 3% to 5%?
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Old 19-06-2007, 05:19 PM   #27 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by wenchong1985
go buy condo la, and resell, can earn big money

CAPITAL? for the deal that you have said is considered cashflow deal it makes you get more cashflow...before you can invest in real estate learn how to invest on share stocks and mutual funds ...
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Old 19-06-2007, 10:47 PM   #28 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

xtually u guys can give savings plan a try.. minimal risks and guaranteed payouts almost every year.
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Old 20-06-2007, 08:50 AM   #29 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Right now, Im thinking of putting my money in the e$saver by standard chartered which give a 1.5% interest, since the NTUC Thrift nid to be a union member or policy holder with im dun not.

Its fine? or any better recommand? :rock:
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Old 20-06-2007, 09:59 AM   #30 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

You can always put it in first and then see how.

For me, I use the e-savers account because it is very convenient to transfer the money to and fro with internet banking.


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Old 20-06-2007, 01:31 PM   #31 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by vinc_vls
Right now, Im thinking of putting my money in the e$saver by standard chartered which give a 1.5% interest, since the NTUC Thrift nid to be a union member or policy holder with im dun not.

Its fine? or any better recommand? :rock:
If you are putting in eSaver, might as well consider Maybank if you have at least SGD 5,000 to deposit as they give 1.68%.

Maybank internet banking is decent. I am an account holder myself and have been very satisfied.

Be well and prosper.

Panzergrenadier

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Old 20-06-2007, 06:30 PM   #32 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by panzergrenadier
Hi vinc_vls

You may want to consider treasury bills. More information can be found here at the Singapore Government Securities Website: http://www.sgs.gov.sg/

My blog also has articles on how you can invest in treasury bills.

For best FD interest, can consider http://www.qotion.com or Maybank. http://www.maybank.com.sg

Be well and prosper!
Whats your blog add?
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Old 20-06-2007, 09:07 PM   #33 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Prudential has a savings plan PruCash which gives u 3% and also at least 500 cash u can use from e end of 2nd year on.
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Old 20-06-2007, 11:21 PM   #34 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

eSaver with 1.5-2% is the way to go. U get almost FD rates. Plus you can open the very interesting Xtrasaver account to go with it... no minimum balances for both too.
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Old 21-06-2007, 12:08 AM   #35 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

What does Xtrasaver do?

And also? Don't get prucash. It's not worth it at all.


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Old 21-06-2007, 10:13 AM   #36 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

I know of good low risk investment - I have personally been looking around for such lobang in the past. Now I have invested almost all my money in these areas.
1) Fix Deposit in foreign currency. You faced only exchange rate risk.
2) Land Banking. Potentially very high returns with capital protection. The way a lot of rich people gets rich. You must know which are the good and reliable company with track record to bank with.
If you are really interested to find out more, pls contact me at workdiana@gmail.com.
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Old 21-06-2007, 10:14 AM   #37 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by djchris
What does Xtrasaver do?

And also? Don't get prucash. It's not worth it at all.

Y prucash isn't worth it? :confused2:
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Old 21-06-2007, 03:58 PM   #38 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

I think the prudential investments are doing quite good. It seems they recently launched some new funds which are doing very well like the Currency income fund. Maybe you talk to a prudential adviser.. I got a freind working there as well, let me know if u need any help..
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Old 21-06-2007, 04:08 PM   #39 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Google is your friend.

It's a really long debate in other forums and I don't wish to cut and paste. Just search on google and you will find what you want.


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Old 21-06-2007, 05:43 PM   #40 (permalink)
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Smile Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by vinc_vls
Err... I juz received a call fr the NTUC Thrift. She told mi that I nid to b either a union member (pay $9 monthly) or have any insurance policy or a share holder of any NTUC share in order to open an account.... coz she said that its doesn't open to public. :cry3:
Check out OCBC fixed deposit rate. I think now offering 2% per annum. You may want to check ou Standard Chartered as well. Saving Account offers 1.5%.
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Old 21-06-2007, 05:44 PM   #41 (permalink)
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Smile Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by vinc_vls
Right now, Im thinking of putting my money in the e$saver by standard chartered which give a 1.5% interest, since the NTUC Thrift nid to be a union member or policy holder with im dun not.

Its fine? or any better recommand? :rock:
well i save some in the e$saver. it is paperless. u check your bank balance via internet
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Old 21-06-2007, 11:24 PM   #42 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

prucash, the agent earn alot from it. i think manulife product better...

tips for parenting:
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Old 21-06-2007, 11:28 PM   #43 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

Quote:
Originally Posted by amarula
well i save some in the e$saver. it is paperless. u check your bank balance via internet
Ya e$saver is gd but sad last time they offer 1.88% now drop to 1.50%. OCBC has one monthly savings account also not bad. It is also offering a high interest. Do refer to OCBC website for more information.
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Old 24-06-2007, 09:10 PM   #44 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

U may try Maybank iSAVvy Savings Account, around 1.68% p.a.. This is a saving acc not fixed deposit, u can withdraW UR $$ anytime. I openned it one year ago, i think it is good interesr rate for saving.
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Old 24-06-2007, 09:19 PM   #45 (permalink)
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Default Re: Any recommand for less risk investment or fixed bank deposit?

put in citibank / standard chartered
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Old 24-06-2007, 09:40 PM   #46 (permalink)
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