vinc_vls

Hi, anyone noe which bank offer the best fixed deposit interest? or got any less risk investment to recommand... :biggrin4:

remmus

erm FD ma... tink can forget it.. far too low returns..

investment ba... but dun anyhow buy frm banks.. some are good some dun..

人有悲歡離合，月有陰陽圓缺

panzergrenadier

Hi vinc_vls

You may want to consider treasury bills. More information can be found here at the Singapore Government Securities Website: http://www.sgs.gov.sg/

My blog also has articles on how you can invest in treasury bills.

For best FD interest, can consider http://www.qotion.com or Maybank. http://www.maybank.com.sg

Be well and prosper!

Panzergrenadier

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grinmonzter

How about unit trust? There are also many capital-guarranteed structured deposit out there, but the returns quiet low.

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panzergrenadier

Dear grinmonzter

Structured products typically are structured to favour the financial institution creating the product and not to the individual who buys it.

For no frills, safe and are by the government, consider treasury bills. My blog below has a couple of write-ups on treasury bills. Go to my technorati tag cloud and choose the treasury bills portion. ;-)

Be well and prosper.

Panzergrenadier

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grinmonzter

Oh isit? Thanks for highlighting. You sound so preofessional.

Sorry if its wong "advice", I just started on investment also. :p

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panzergrenadier

I am an amateur investor myself but have been investing my own money for the last 6-7 years or so. ;-) I have paid some tuition fees in losing money in unit trusts.. So now I am my own fund manager for most of my investible savings...

Be well and prosper.

Panzergrenadier

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vinc_vls

Err... I think of puting my saving in NTUC Thrift FD.. coz its gave a better rate compare to banks... how? :handsup:

panzergrenadier

Their rates look good at 2% for below $100,000 for 1 mth but the catch is that you have to join a union and pay union fees.

HOw much is that per year? You need to calculate that in order to get the net interest you are getting back less the costs unless you are already an NTUC union member.

Be well and prosper.

Panzergrenadier

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countrybee

if you're only considering FD, try the finance companies instead of the banks. marginally higher interest rates...

it's (almost) always high risk high returns. no free lunch yah?

vinc_vls

Orh... i din check that thr might be a nid to pay a annual or monthly union fee... But i noe that u haf to pay abt $20/25 to b a union member first, then can put in a FD..

chow_sw

ACU on USD @ 4% annually

rexleecorner

Well if you trust overseas can try Indonesia Bank, it pays me 10% monthly interest. Or you may join Sunshine Empire, it's pay 1000% ROI. For more info, you may visit my blog or PM me.

Cheers
Irene Rexlee

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vinc_vls

Indonesia Bank? :confused2:

vinc_vls

I juz made a call to the NTUC Thrift hotline, wat i was told is that there r no annual or monthly fee, oni a one time fee of $20 to open an account... that's all... :biggrin4:

wenchong1985

go buy condo la, and resell, can earn big money

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djchris

When depositing in overseas banks, there will be currency risk. TS may want to consider that before dealing with overseas banks.

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panzergrenadier

If that's the case then it's not bad. 2% is decent if the minimum balance is low.

For me, I like treasury bills. :-)

Be well and prosper.

Panzergrenadier

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vinc_vls