any bro or sis here invest your CPF?

**koo82** · 27-10-2007, 04:57 PM

any bro or sis here invested your CPF? hows the returns? good or bad?

**jlpk007** · 27-10-2007, 05:32 PM

I also wanna know....any experience guy/gals care to share?

Thank You:rock:

**Wize** · 27-10-2007, 05:35 PM

I use my CPF to buy Unit Trusts. Returns are much better than what the garment give.

**koo82** · 27-10-2007, 06:33 PM

	Quote:			Originally Posted by Wize
	I use my CPF to buy Unit Trusts. Returns are much better than what the garment give.

i let my friend to invest my CPF the return for the first year is around 7k. think is better than government interest lor. but the profit earn will go back to CPF de. what if we can take a little amount out from the profit. :biggrin4:

**Wize** · 27-10-2007, 08:37 PM

	Quote:			Originally Posted by koo82
	i let my friend to invest my CPF the return for the first year is around 7k. think is better than government interest lor. but the profit earn will go back to CPF de. what if we can take a little amount out from the profit. :biggrin4:

If use CPF invest, the profit definitely go back to your CPF account 1. My paper profit this year already exceed 10k. :biggrin4: If not for the subprime woes, can earn more. Lost a few ks in property funds. :cry3:

**nomad** · 27-10-2007, 09:09 PM

this is the wish of most of SIngaporean, to able to take out the profits.
quite a long time back, those using CPF to invest in stocks, can withdraw their profits...but PAP feels that this is a lope-hole for Singaporean to take out their CPF's money before they reached their retirement's age, so they stopped it.
Of coz, they will always give a lot of reason for it.

our generation may not even get the chance to touch or use our CPF upon retirement. the withdrawal's age and minimum sum, will just keep-on increase. furthermore, most of Singaporean uses CPF to pay for their housing...

**koo82** · 27-10-2007, 10:45 PM

	Quote:			Originally Posted by koo82
	i let my friend to invest my CPF the return for the first year is around 7k. think is better than government interest lor. but the profit earn will go back to CPF de. what if we can take a little amount out from the profit. :biggrin4:

interested pm me:mellow3:

**monkeybusiness** · 28-10-2007, 11:43 AM

i invest in unit trust
invested only about 5k

**Low KP** · 28-10-2007, 12:25 PM

I invest since I get the money out. So let it grow by investing.

**Leocravensky** · 30-10-2007, 10:36 AM

For those non financial savies, if you have a long time horizon, its feasible if you invest in a broadly diversified fund/unit trust. Average returns/annum over the long run can range from 6% up to 10% or more/year. Beating your 2.5% by a large margin.

**leng8021** · 31-10-2007, 06:42 PM

I have a personal adviser to do my cpf investment. so far doing quite well...my cpf $$$ growing in the past 3 yrs...!!

Mark Ho
Financial Adviser
Professional Investment Advisory Service PL
Tel: 9851 2889
Email: markho@prioritywealth.com.sg

**Wintermaul** · 01-11-2007, 10:54 AM

I invested a portion of my CPF and seems to be doing quite well. Anyway, it doesn't matter me cause even if I leave the money with CPF board, I cannot spend the money nor use it for other purposes. Furthermore, I am still young and not planning to buy a flat yet. Might as well give it a try and invest it to let it grow.

**yoki26** · 01-11-2007, 04:45 PM

i personally feel that for those who has not used CPF for their housing loan can use CPF for investments. Next yr onwards, must maintain a min sum of 20k in ordinary account and only the amt exceed 20k then can touch. CPF only earning 2.5% interest now and nxt yr 3.5% for 1st 20K.

If now dun have much in CPF, might as well take out the min sum which is 5k to invest for long terms.

usually investments will earn profits if the agent is good enuff to noe when to switch the funds, something like playing shares BUT have to put for many yrs. :biggrin4:

hmm...jus my own view..

**Leocravensky** · 07-11-2007, 04:05 PM

As long as you can afford to wait, your chance of getting a good return is very high.

**sweeheng** · 09-11-2007, 05:44 PM

	Quote:			Originally Posted by yoki26
	i personally feel that for those who has not used CPF for their housing loan can use CPF for investments. Next yr onwards, must maintain a min sum of 20k in ordinary account and only the amt exceed 20k then can touch. CPF only earning 2.5% interest now and nxt yr 3.5% for 1st 20K. If now dun have much in CPF, might as well take out the min sum which is 5k to invest for long terms. usually investments will earn profits if the agent is good enuff to noe when to switch the funds, something like playing shares BUT have to put for many yrs. :biggrin4: hmm...jus my own view..

You earn more if you don't switch funds too often. Each fund requires a long time to grow into money. By switching, it like replanting the seeds and have to start from scratch again. Funds will goes up and down, up and down, up and down.

If you want to speculate, then it always good to try options, warrant, futures and fx. Your hearts can stop if it acts against you.
:biggrin4:

**janelle_** · 09-11-2007, 10:55 PM

CPF Investment? YES, of cos I do! I do all sorts of investment. But I'm not too sure about the details of CPF investment. There's someone working it for me.

Just got a call from my buddy that I had just earn SGD3000 in my CPF! HAPPY HAPPY HAPPY

**alvinsch** · 11-11-2007, 06:07 PM

I would suggest to look into all the past performance for the funds performance on all the investments before making a quick decision

Otherwise you can choose a capital protected plan.
Advisable to look before you leap, as CPFOA is usually used to pay for property in the future.

click here to view: www.skcagency.com/blog

xiiaomeii · 11-11-2007, 11:17 PM

i nid to wait
7years later-,-

**djchris** · 11-11-2007, 11:38 PM

	Quote:			Originally Posted by alvinsch
	I would suggest to look into all the past performance for the funds performance on all the investments before making a quick decision Otherwise you can choose a capital protected plan. Advisable to look before you leap, as CPFOA is usually used to pay for property in the future. click here to view: www.skcagency.com/blog

Past performance does not equate to future performance....

27-10-2007, 04:57 PM	#1 (permalink)
koo82 Registered Members Join Date: Feb 2007 Posts: 111 iTrader: (0) Gender: Zodiac Sign: Country: Location: choa chu kang SGC$: 118.20 Bank: 0.00 Total SGC$: 118.20	any bro or sis here invest your CPF? any bro or sis here invested your CPF? hows the returns? good or bad?

27-10-2007, 05:32 PM	#2 (permalink)
jlpk007 Registered Members Join Date: Oct 2007 Posts: 59 iTrader: (0) My Mood: Gender: Zodiac Sign: Country: Location: Singapore SGC$: 73.40 Bank: 0.00 Total SGC$: 73.40	Re: any bro or sis here invest your CPF? I also wanna know....any experience guy/gals care to share? Thank You:rock: ---------------------------------------------------------------------------------------------------------------- PM me if you need Designer Sunglass/Shades (100% AUTHENTIC and NEW).

27-10-2007, 05:35 PM	#3 (permalink)
Wize Addicted SGClubber Join Date: Sep 2007 Posts: 533 iTrader: (0) Gender: Zodiac Sign: Country: Location: Bish SGC$: 686.66 Bank: 0.00 Total SGC$: 686.66	Re: any bro or sis here invest your CPF? I use my CPF to buy Unit Trusts. Returns are much better than what the garment give. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

27-10-2007, 09:09 PM	#6 (permalink)
nomad Addicted SGClubber Join Date: Aug 2007 Posts: 759 iTrader: (0) Gender: Zodiac Sign: Country: Location: East Side SGC$: 853.10 Bank: 0.00 Total SGC$: 853.10	Re: any bro or sis here invest your CPF? this is the wish of most of SIngaporean, to able to take out the profits. quite a long time back, those using CPF to invest in stocks, can withdraw their profits...but PAP feels that this is a lope-hole for Singaporean to take out their CPF's money before they reached their retirement's age, so they stopped it. Of coz, they will always give a lot of reason for it. our generation may not even get the chance to touch or use our CPF upon retirement. the withdrawal's age and minimum sum, will just keep-on increase. furthermore, most of Singaporean uses CPF to pay for their housing... *Cheers,* Vinson You'll Never Walk...Alone !!! To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. If u need extra income, join me at the following (they really paid) : To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

28-10-2007, 11:43 AM	#8 (permalink)
monkeybusiness Experienced SGClubber Join Date: Jun 2007 Posts: 1,284 iTrader: (0) Gender: Zodiac Sign: Country: Location: Singapore SGC$: 842.95 Bank: 0.00 Total SGC$: 842.95 $Thanks for coming for my outing. at Hokkaido fair~ hope you enjoyed yourself /\ /\'' - TeamJPN$	Re: any bro or sis here invest your CPF? i invest in unit trust invested only about 5k

28-10-2007, 12:25 PM	#9 (permalink)
Low KP Registered Members Join Date: Oct 2007 Posts: 180 iTrader: (0) Gender: Zodiac Sign: Country: Location: Bukit Gombak SGC$: 209.20 Bank: 0.00 Total SGC$: 209.20	Re: any bro or sis here invest your CPF? I invest since I get the money out. So let it grow by investing.

30-10-2007, 10:36 AM	#10 (permalink)
Leocravensky Addicted SGClubber Join Date: Aug 2007 Posts: 595 iTrader: (0) My Mood: Gender: Zodiac Sign: Country: Location: Jurong SGC$: 930.15 Bank: 0.00 Total SGC$: 930.15	Re: any bro or sis here invest your CPF? For those non financial savies, if you have a long time horizon, its feasible if you invest in a broadly diversified fund/unit trust. Average returns/annum over the long run can range from 6% up to 10% or more/year. Beating your 2.5% by a large margin. Leo~ Blog : leoandsong.blogspot.com To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

31-10-2007, 06:42 PM	#11 (permalink)
leng8021 leng8021 Join Date: Jun 2007 Posts: 648 iTrader: (0) Gender: Zodiac Sign: Country: Location: Bt Panjang SGC$: 47.08 Bank: 900.00 Total SGC$: 947.08	Re: any bro or sis here invest your CPF? I have a personal adviser to do my cpf investment. so far doing quite well...my cpf $$$ growing in the past 3 yrs...!! Mark Ho Financial Adviser Professional Investment Advisory Service PL Tel: 9851 2889 Email: markho@prioritywealth.com.sg To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

01-11-2007, 10:54 AM	#12 (permalink)
Wintermaul The Naughty Princess Join Date: Apr 2007 Posts: 1,696 iTrader: (0) My Mood: Gender: Zodiac Sign: Country: Location: Pasir Ris SGC$: 1,228.08 Bank: 80.08 Total SGC$: 1,308.16	Re: any bro or sis here invest your CPF? I invested a portion of my CPF and seems to be doing quite well. Anyway, it doesn't matter me cause even if I leave the money with CPF board, I cannot spend the money nor use it for other purposes. Furthermore, I am still young and not planning to buy a flat yet. Might as well give it a try and invest it to let it grow. Bear Bear Family Tree Club I am the Hip Hop Bear Bear :rock: 我会选择离开微笑告别伤害我知道你心中的那份遗憾当你为她带上幸福的头盖我含泪祝福你有美的未来想飞到千里外期待一切重来想洗去你对你的所有依赖但谢谢你让我体会了真爱我永远记得你心中的遗憾 To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

01-11-2007, 04:45 PM	#13 (permalink)
yoki26 Registered Members Join Date: Oct 2007 Posts: 23 iTrader: (0) My Mood: Gender: Zodiac Sign: Country: Location: Tampines SGC$: 45.80 Bank: 0.00 Total SGC$: 45.80	Re: any bro or sis here invest your CPF? i personally feel that for those who has not used CPF for their housing loan can use CPF for investments. Next yr onwards, must maintain a min sum of 20k in ordinary account and only the amt exceed 20k then can touch. CPF only earning 2.5% interest now and nxt yr 3.5% for 1st 20K. If now dun have much in CPF, might as well take out the min sum which is 5k to invest for long terms. usually investments will earn profits if the agent is good enuff to noe when to switch the funds, something like playing shares BUT have to put for many yrs. :biggrin4: hmm...jus my own view..

07-11-2007, 04:05 PM	#14 (permalink)
Leocravensky Addicted SGClubber Join Date: Aug 2007 Posts: 595 iTrader: (0) My Mood: Gender: Zodiac Sign: Country: Location: Jurong SGC$: 930.15 Bank: 0.00 Total SGC$: 930.15	Re: any bro or sis here invest your CPF? As long as you can afford to wait, your chance of getting a good return is very high. Leo~ Blog : leoandsong.blogspot.com To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

09-11-2007, 10:55 PM	#16 (permalink)
janelle_ Registered Members Join Date: Nov 2007 Posts: 174 iTrader: (0) My Mood: Gender: Zodiac Sign: Country: Location: Here SGC$: 180.50 Bank: 0.00 Total SGC$: 180.50	Re: any bro or sis here invest your CPF? CPF Investment? YES, of cos I do! I do all sorts of investment. But I'm not too sure about the details of CPF investment. There's someone working it for me. Just got a call from my buddy that I had just earn SGD3000 in my CPF! HAPPY HAPPY HAPPY Last edited by janelle_ : 09-11-2007 at 10:56 PM.

11-11-2007, 06:07 PM	#17 (permalink)
alvinsch Registered Members Join Date: Jun 2007 Posts: 2 iTrader: (0) Gender: Zodiac Sign: Country: Location: CCK SGC$: 3.50 Bank: 0.00 Total SGC$: 3.50	Re: any bro or sis here invest your CPF? I would suggest to look into all the past performance for the funds performance on all the investments before making a quick decision Otherwise you can choose a capital protected plan. Advisable to look before you leap, as CPFOA is usually used to pay for property in the future. click here to view: www.skcagency.com/blog

11-11-2007, 11:17 PM	#18 (permalink)
xiiaomeii the Baby Join Date: Nov 2007 Posts: 1,337 iTrader: (3) My Mood: Gender: Zodiac Sign: Country: Location: sengkang SGC$: 2.20 Bank: 1,465.98 Total SGC$: 1,468.18	Re: any bro or sis here invest your CPF? i nid to wait 7years later-,- Blog : To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. (must visit..click click also can ) Blogshop : To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. BIRTHDAY OVER ~! BU SHUANG ~!!! CAN'T JUZ STAY 20MAY 2008 4EVER T.T