 Re: CPF OA account
Just a bit of info, I believe that if you're buying a hdb and using the hdb loan, they will wipe out your cpf first. No choice there to use partial or not.
Anyway, i think it's hard to say whether to use the OA for housing loan or investments is better. Dump it in the loan, and the total interest you have to pay the bank is less. Put it in investments, and your returns (which go back to cpf) may more than pay for the extra interest you have to pay for the bank for the larger loan. It's really up to you to work out what's best for you. |