To my dearest and loveliest spree-ers.
I've just verified this information and certified correct with the bank itself.
This piece of information serves as a for your information only

All this information is for foreign transactions only unless otherwise stated.
ALL MasterCard Holders (VERIFIED with DBS & UOB)
Each transaction
= mastercard charge : 1% charge
= admin fee by bank : 1.5% charge
ALL VISA Holders (VERIFIED with DBS & UOB)
Each transaction
= VISA charge : 1% charge
= admin fee by bank : 1.5% charge
ALL AMEX holders (VERIFIED with DBS)
Each Transaction
= AMEX Charge : 2% charge
= admin fee by bank : 2% charge