Usually when my pay comes, I'll allocated my savings, bills, meals and money for my parents. After that, the remainder I leave it in my POSB for variable expenses.
So for each month, there's only that amount for me to spend. I don't monitor how much each of my purchases are, but the total must not be above that amount.
Some months I go drinking and movies more, so I buy lesser stuff. Sometimes I don't go out often during weekends so I can spend on probably a massimo dutti shirt, etc.
It's better to look at the overall picture than to look at individual spendings. Then the chances of being penny wise and pound foolish is lesser.  To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.: Asia Solution Kenetics
Visit us at: To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.. Our Non-Profit Initiatives
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Personal Links
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
SPECIAL DISCOUNT!
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
| 
